Annuities can be a powerful way to save for retirement. They are specifically designed to help you reach long-term financial goals, whether you want to put money aside for the future, generate a stream of income you can’t outlive, or both. Annuities may help your savings grow faster because you don’t pay income taxes on the money in your contract until you take a withdrawal. Annuities also are unique in that they can provide guaranteed lifetime income. Each type of annuity has advantages and drawbacks that you should consider carefully before deciding whether an annuity is right for you.Watch Take 5: Outliving Your Retirement Income
This page is currently unavailable to residents of the state selected.
For more information about long term care planning options, please contact a Financial Professional.
View Product/Fund Performance and Regulatory Documents
1 Guarantees are based on the claims-paying ability of the issuing company and do not apply to the investment performance or the safety of amounts held in any variable investments.
Taxable withdrawals are subject to ordinary income tax and, if made prior to age 59½, may be subject to a 10% federal income tax penalty.
The information provided is
not written or intended as specific tax or legal advice. MassMutual, its employees and representatives are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.
Securities offered through registered representatives of MML Investors Services, LLC (MMLIS), Member SIPC® (www.SIPC.org), or a broker-dealer that has a selling agreement with MML Distributors, LLC (MMLD), Member SIPC®, or MML Strategic Distributors, LLC (MSD). MMLIS, MMLD, and MSD are subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001; Members FINRA (www.FINRA.org).
Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111-0001) and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (Enfield, CT 06082).
We're here to help you take the guesswork out of your financial future and prepare for the changes life can bring.
We strive to forge lasting relationships so we can help you achieve your goals — now and further down the road.
When you work with a MassMutual Financial Professional, you’ll benefit from our local presence and national strength.
Still not sure what you need?
Select a Goal and We'll Help You Get There