credits

Rates

The Guaranteed Annuity (Liquid Lifetime) (Annuity) provides regular payments for your lifetime in exchange for an initial capital investment, regardless of how long you live or how investment markets perform. They work like a pay cheque in retirement, giving you peace of mind, for life.

The Annuity offers three liquidity options, so you can tailor it to meet your needs.

For more information, see our Lifetime annuities page.

Current annual payments for every $100,000 you invest in the Annuity are illustrated below. The payments shown are for specific ages, before any tax obligations, for a single life Annuity bought with non-superannuation money. The payments do not include adviser service fees.

For other options, contact your financial adviser or call us on 13 35 66.

Current from 06 February 2017 to 12 February 2017

Annual payments - regular income (15 year withdrawal guarantee)

65 100% $3,700 $4,070 $4,251
70 100% $3,781 $3,999 $4,240
75 70% $5,004 $5,437 $5,461
80 20% $6,780 $7,317 $7,381
65 100% $3,678 $4,088 $4,253
70 100% $3,771 $4,051 $4,277
75 70% $4,953 $5,433 $5,495
80 20% $6,545 $7,019 $7,263

*Age at commencement of annuity.

Annual payments – flexible income (reducing liquidity)

65 19 years $4,697 $5,649 $6,224
70 15 years $5,433 $6,325 $6,878
75 11 years $6,561 $7,442 $7,947
80 8 years $8,161 $9,026 $9,456
65 22 years $4,463 $5,518 $6,002
70 17 years $5,136 $6,028 $6,597
75 13 years $6,077 $6,954 $7,456
80 10 years $7,376 $8,221 $8,658

*Age at commencement of annuity

Annual payments – enhanced income (no liquidity)

65 $5,077 $6,103 $6,727
70 $6,010 $6,997 $7,608
75 $7,419 $8,415 $8,986
80 $9,571 $10,585 $11,089
65 $4,776 $5,896 $6,422
70 $5,594 $6,565 $7,184
75 $6,801 $7,781 $8,343
80 $8,616 $9,603 $10,113

*Age at commencement of annuity

Financial advice

We recommend you speak with a financial adviser before making any investment decisions. A financial adviser can help you determine how to create a retirement portfolio to best achieve your goals, including maximising any social security entitlements. They will generally agree with you a charge for providing advice which you may elect to pay out of your annuity rate and/or payments. The rates in the table above do not take any such fees

into account.

Term annuities provide dependable, regular payments for a fixed term of your choosing, in exchange for an initial capital investment. For more information, see our Fixed term annuities page.

Current annual payments for every $100,000 you invest in the Challenger Guaranteed Annuity (Annuity) are illustrated below. The payments shown are for specific terms, before any tax obligations, for an Annuity bought with non-superannuation money. The payments do not include an adviser service fee.

For other options, contact your financial adviser or call us on 13 35 66.

Current from 06 February 2017 to 12 February 2017

Annual payments - Term Annuity

6 $3,450 $18,582
10 $3,750 $12,024
15 $4,000 $8,806

Financial advice

We recommend you speak with a financial adviser before making any investment decisions. A financial adviser can help you determine how to create a retirement portfolio to best achieve your goals, including maximising any social security entitlements. They will generally agree with you a charge for providing advice which you may elect to pay out of your annuity rate and/or payments. The rates in the table above do not take any such fees into account.

Challenger CarePlus (CarePlus) is designed for people who have been assessed as being eligible to receive Government-subsidised aged care services (including both residential and home care). It provides regular payments that last for your lifetime while allowing you to leave a bequest to your family when you pass away. CarePlus is comprised of two products: CarePlus Annuity and CarePlus Insurance. For more information, see our CarePlus page.

Current annual payments for every $100,000 you invest in CarePlus are illustrated below. The payments shown are for specific ages, before any tax obligations. The payments do not include adviser service fees.

For other options, contact your financial adviser or call us on 13 35 66.

Current from 06 February 2017 to 12 February 2017

Annual payments – CarePlus Annuity

75 $3,084 $3,222
80 $3,039 $3,158
85 $3,004 $3,106
90 $2,977 $3,062
95 $2,955 $3,022

*Age at commencement of annuity

Financial advice

We recommend you speak with a financial adviser before making any investment decisions. A financial adviser can help you determine how to create a retirement portfolio to best achieve your goals, including maximising any social security entitlements. They will generally agree with you a charge for providing advice which you may elect to pay out of your annuity rate and/or payments. The rates in the table above do not take any such fees into account.


Category: Annuity

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