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Optimal Portfolio Allocations with GMWB Annuities

  • A Multiple-Horizon Approach to Asset Allocation in the Retirement Portfolio.  // Journal of Financial Planning;May2006, Vol. 18 Issue 5, p34 

    The article discusses a multiple-horizon approach to asset allocation in retirement portfolios. One of the most important financial planning decisions is determining optimal asset allocation in retirement portfolios. The article offers a spreadsheet-based algorithm that uses a...

  • Risking Your Money Again? Quinn, Jane Bryant; Ehrenfeld, Temma // Newsweek;11/10/2003, Vol. 142 Issue 19, p43 

    Encourages individual investors to develop a personal investment policy. Determination of personal goals; Choice of appropriate investment depending on the timing of needs; Emphasis on diversification and discipline; Availability of financial planning advice.

  • Adventures in Advising the Millennial Retiree. Guyton, Jonathan // Journal of Financial Planning;Oct2012, Vol. 25 Issue 10, p28 

    The article focuses on financial planning for millennial retirees or Generation Y, those people born in the 1980s and 1990s. An example is presented that is used to explain distribution and withdrawal rate for a January 2000 portfolio value that is annually readjusted to maintain a 60/40...

  • Variable annuities aren't for the faint of heart.  // Consumer Reports Money Adviser;Jun2013, Vol. 10 Issue 6, p4 

    The article discusses investment policy related to variable annuities, personal finance, and retirement income planning in the U.S. as of 2013. Topics include tax deferment for variable annuity investments, financial planning for retirement in the U.S., and fees related to additional features of...

  • Are separately managed accounts a viable option? Naoumidis, Arthur // Super Review;Sep2008, Vol. 22 Issue 8, p23 

    The article discusses the process on how self-managed superannuation funds (SMSFs)

    could establish and maintain an investment strategy. According to the author, SMSFs could be realigned with separately managed accounts (SMAs) and direct investments. He adds that SMA could easily be established...

  • 5 Questions. Kulikowski, Laurie // Financial Planning;Aug2004, Vol. 34 Issue 8, p16 

    Elaborates on the increased use of tactical asset allocation within insurance products. Factors that encourage financial advisers to use products that permit tactical asset allocation; Type of clients who should use tactical asset allocation; Example of combining insurance and investment for...

  • Seven Deadly Habits. Anderson, Tim // California CPA;Oct2004, Vol. 73 Issue 4, p25 

    Discusses several bad habits to avoid for certified public accountants aimed at increased performance and lessened liability of a fiduciary role. Suggestions on making informed decisions concerning money; Importance of focusing on the cash flow generating capacity of the assets; Considerations...

  • Still Lots to Learn.  // Practical Accountant;Jan2006 Supplement, Vol. 39, p4 

    The article reports on a new market study, which states that investors are familiar with the core principles of asset allocation, but they often overestimate the extent to which they are applying these principles in their portfolios. When asked to grade themselves on how well they understand the...

  • The real investment decision.  // Money Management;11/11/2004, Vol. 18 Issue 42, p14 

    Discusses the results of research commissioned by "Money Management" magazine, which shows that it is better to stick to a strategic, long-term asset allocation than to make tactical asset allocation changes in order to outperform. Diversity of returns that can be expected even within the same...


Category: Annuity

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